Jonathan Vanian
Jonathan Vanian 2018年4月18日
Cryptocurrencies like Bitcoin are the new “counterculture” while Silicon Valley and its wealthy tech companies have become the establishment, according to Chain CEO Adam Ludwin.
His comments at Fortune’s annual Brainstorm Tech dinner in San Francisco on Tuesday highlight the huge shift in the tech industry over the past few years. Big Internet companies have evolved into the new power centers in the U.S. economy, much like the industrial giants before them, while digital currencies have emerged as the brash upstarts.
Ludwin, whose company creates blockchain software for app developers and the financial industry, caused a stir in the insular tech world for a memo he wrote last fall to JPMorgan Chase CEO Jaime Dimon, who once questioned the value of much-hyped cryptocurrencies. Ludwin said that digital currencies give “people ownership over money and transactions” in contrast to traditional currencies that can be inflated by governments.
Cryptocurrencies, Ludwin said, represent a “new asset class” that software developers can use to build apps that can do things like store digital files. Those apps reward users by paying them digital tokens that implicitly encourage them to support the app.
It’s a sort of libertarian ideal that, in theory, makes people want to participate in a new economy.
Still, Ludwin acknowledged that the lack of regulation has led to “a lot of hucksters, fraud, and manipulation” in the cryptocurrency space. He didn’t mention any specifics, but many people are concerned about initial coin offerings, or ICOS, that many fly-by-night companies hold to raise money without disclosing much information to investors.
Ludwin’s memo to the JPMorgan CEO pointed out many of these kinds of problems while also explaining that digital currencies represent an optimistic future. Dimon has publicly criticized the Bitcoin digital currency and called it a “fraud,” raising a cacophony of criticism from digital currency supporters.
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Ludwin said that Dimon had quietly responded to his memo. He described JPMorgan’s CEO as “super gracious” when they met later during the annual World Economic Forum in Davos this year and praised the bank’s research into Ethereum, one of the hottest cryptocurrency networks.
“They have the most real investment in this among any of the major banks,” Ludwin said regarding JPMorgan’s Ethereum play.
 ；cryptocurrencies如比特币是新的“反文化”，而硅谷和其富有的科技公司已经成立，根据连锁CEO Adam Ludwin。他于星期二在三藩的《财富》年度头脑风暴科技晚宴上发表评论，强调了过去几年科技产业的巨大转变。大的互联网公司已经演变成美国经济新的权力中心，就像他们之前的工业巨头，而数字货币已成为傲慢的暴发户。Ludwin，他的公司创建应用程序开发商blockchain软件和金融行业，引起了轰动，在孤立的高科技的世界，他写了一份去年秋季摩根大通首席执行官Jaime Dimon，曾经质疑炒作cryptocurrencies的值。Ludwin表示，数字货币给人们拥有金钱和交易”与传统货币的可充气的政府。Ludwin说，cryptocurrencies，代表一个“新的资产阶级”，软件开发者可以构建应用程序，可以做的事情一样，数字文件存储。这些应用程序通过支付数字令牌来奖励用户，这些数字令牌暗示他们支持应用程序。从理论上讲，这是一种自由主义的理想，使人们想参与新经济。不过，卢德威承认缺乏监管导致了很多小贩，欺诈和操纵”的cryptocurrency空间。他没有提及任何细节，但很多人都担心最初的硬币发行，或人名，很多皮包公司举行筹款而没有向投资者披露更多的信息。卢德威的便笺给摩根大通首席执行官指出这些问题的同时，也说明数字货币代表着一种乐观的未来。戴蒙曾公开批评的Bitcoin的数字货币的称之为“欺诈”养育一个嘈杂的数字货币的支持者批评。获得数据表，财富的技术通讯。Ludwin说，戴蒙在他的备忘录中平静地回答。他描述了摩根大通首席执行官为“超级亲切的“当他们遇到了今年晚些时候在达沃斯的世界经济论坛年会期间和赞扬银行的研究为伊斯利恩，最热门的cryptocurrency网络。“他们有最真实的投资，这在任何主要的银行，”Ludwin说，对于摩根大通伊斯利恩玩。 ；
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